Quote Hull White Star="Hull White Star"Last I heard cash was still legal tender. If I, the consumer, decide I want to pay for something using legal tender then thats my right. Whether the tradesman/cleaner or whoever I pay the cash to pays the correct tax is not my problem so I don't see how his "morally wrong to pay in cash" can stand up.'"
Thats quite correct and there are good reasons why a tradesman might prefer you to pay him in cash...
1. He is charged for every cheque he banks by the robbing buggahs who run his bank account despite the fact that they all try and depict themselves as his friend.
2. He is also charged for every BACS, direct debit or standing order payment that he accepts (we're talking business accounts here), so no getting away from the fact that if he transacts via his bank then it will cost him money.
3. In such straightened times he might have reached his credit limit with his suppliers and so probably prefers to pay in cash at the trade counter - just spend ten minutes in any electrical/plumbing wholesalers and observe how many traders pay on the nose - its quite a lot.
4. If he has paid up front for the materials and you pay for the work by cheque he has to wait at least four to five days (which often converts to a full calendar week) to have access to your money and this may affect his banking arrangement and incur additional charges (remember, these banks are really friendly with sole traders, they say they are so it must be so).
5. The public can be absolute bast'ards to deal with sometimes and while they wouldn't say boo to your face they'll stop the cheque they've just given you as soon as you get back in your van - they can't do that with cash.
Of course this is all REAL WORLD stuff and not the inside of a politicians head so it probably makes perfect sense but won't to a politician where everything is about mitigating bad news with an alternative target for the newspapers today - I'd be interested in seeing just how many of he and his gentlemen colleagues might appear on the HMRC listings ...